A Smarter Way to Manage Business Tax Bills
Spread your VAT bill over 3 months or Corporation Tax bill over 12 months with fixed repayments.
Paying HMRC in one lump sum often puts a strain on business cash flow. Our VAT funding and Corporation Tax funding solutions help businesses across the UK spread their tax bills into manageable monthly instalments. By financing your VAT or Corporation Tax, you can keep operations running smoothly, pay HMRC on time, and protect working capital for growth.
How VAT & Corporation Tax Funding Works
Share Your Tax Bill Details
Tell us your VAT or Corporation Tax liability and preferred repayment window. A short application with recent accounts and bank statements usually gets things moving quickly.
We Search The Market As Your Broker
As a specialist broker, we compare lenders to secure the most suitable tax funding in the UK options. Whether you need to pay VAT monthly or spread Corporation Tax, we’ll find the right facility for your business.
Clear Offer & Paperwork
You’ll see the proposed term (usually 3 months for VAT and 12 months for Corporation Tax), repayment plan, interest rate and any fees. We’re upfront about requirements such as security or a director guarantee.
HMRC Paid On Time
Funds are released so your VAT bill or Corporation Tax bill is paid by the deadline, helping you avoid HMRC penalties and maintain compliance.
Repay With Confidence
Repay the funding through fixed monthly instalments. Many lenders allow early settlement, giving you flexibility while keeping costs clear.
Don’t Wait Until The Deadline, Contact Us Now To Explore Your Funding Options
Is VAT & Corporation Tax Funding Right For You?
Businesses With Seasonal or Uneven Cash Flow
If your VAT quarter or Corporation Tax deadline clashes with lower sales or higher operating costs, a short-term VAT loan or Corporation Tax funding facility ensures HMRC is paid while you maintain cash flow for day-to-day needs.
Companies Wanting To Preserve Working Capital
Prefer to keep cash for investment, payroll or marketing? A structured business tax payment plan lets you pay HMRC on time while spreading repayments over 3–12 months.
FAQs
Can I spread the cost of my VAT bill?
Yes, VAT funding lets you spread your quarterly VAT bill into smaller monthly repayments instead of paying it all at once. It’s an effective way to manage cash flow during busy periods and ensure you meet HMRC’s deadlines without strain.
What about Corporation Tax, can that be funded too?
Absolutely. Corporation Tax funding works in a similar way to VAT funding. A lender pays HMRC directly on your behalf, and you then repay the amount in monthly instalments. This means your tax is paid on time, while your business benefits from smoother cash flow.
How quickly can the funding be arranged?
Approval can often be completed within just a few working days. This quick turnaround ensures you won’t miss HMRC’s payment deadlines, even if your bill is due soon. A broker can help fast-track the process and match you with lenders who handle tax funding efficiently.
What’s the difference between funding and HMRC’s Time to Pay?
Both help you spread payments, but they work differently. HMRC’s Time to Pay is a direct agreement with HMRC where you negotiate extra time to pay your bill. Funding, on the other hand, means a lender pays HMRC immediately, and you repay the lender in instalments. We can explain both options to help you choose what’s best for your business.
Will this affect my standing with HMRC?
No, in fact, it can improve it. Because the lender pays HMRC on time, your tax record remains clean, showing that your business is compliant and proactive about meeting obligations.
Do I need to provide security?
It depends on the lender and your business profile. Some lenders may ask for a director’s guarantee or other form of security, but not always. If security is required, we’ll explain everything clearly before you commit to any agreement.
Can I repay early if cash flow improves?
Yes, many lenders allow early repayment if your cash flow improves. In most cases, you can settle the balance early without significant penalties, helping you save on interest costs.
Is the interest or cost of funding tax-deductible?
Often, yes, though it depends on your individual circumstances. In many cases, the interest or associated fees can be claimed as a business expense. It’s best to confirm this with your accountant to make sure it applies to your situation.