ACHIEVE A QUICK WIN:
Refinance Through Sale and HP Back
Refinancing assets through Sale and HP Back is a slick way to unlock cash from equipment you already own. Here’s how it works: a finance company buys your asset at an agreed value and then finances it back to you under a hire purchase agreement. This means you get the cash you need now, and you pay it back over time while still using the asset.
Why Refinance Could Be a Smart Choice
Keep the Asset
Once you’ve made all the HP payments, the asset is yours again. Perfect if you want to keep your gear in the long run.
Boost Your Cash Flow
Sell the asset, get the cash, and then finance it. It’s a slick way to free up money for other business moves.
Fixed Payments
Know what you’re paying each month. No surprises, just steady, predictable payments.
No Usage Limits
Unlike some deals, there are no mileage or usage restrictions. Use your equipment as much as you need.
Flexible Terms
You can often negotiate terms that fit your business needs, making it easier to manage your finances.
THE BOTTOM LINE:
Is Sale and HP Back Right for You?
Sale and HP Back is perfect for businesses looking to unlock the value of their existing assets to support their growth. Whether you’re a sole trader or a large company, this option can help you free up cash tied in equipment, machinery, or vehicles.
Want to explore your options?
The Finance Factory can show you how refinancing can work for your business—quick and easy, no stress.