Exeter Commercial Finance Broker | Fast Decisions | Better Rates
Asset, Invoice and Business Loans from £5k to £5million+
THE FINANCE FACTORY
We Find the Right Finance for Your Business, Whatever Your Size.
Looking for business finance in Exeter? The Finance Factory is your local commercial finance broker, helping Exeter businesses access the funding they need to grow.
From asset finance to invoice finance, we arrange tailored solutions through our panel of 150+ lenders, matching you with the right funding based on your business goals, cash flow, and sector.
Whether you’re investing in equipment, taking on larger contracts, or improving working capital, we’ll help you move quickly, with clear advice, no jargon, and support from start to finish.
ASSET FINANCE
Equip Your Business with Smart Asset Finance
Need new equipment, machinery, or vehicles for your Exeter business? Asset finance lets you spread the cost while preserving your cash flow.
Whether you're in construction, manufacturing, transport, healthcare, or professional services, we’ll help you access competitive rates and flexible terms, so you can invest without tying up your working capital.
Funding available from £5,000
INVOICE FINANCE
Boost Your Cash Flow with Invoice Finance
Don’t wait 30, 60, or 90 days to get paid. Invoice finance helps Exeter businesses unlock up to 90% of outstanding invoices, giving you the working capital to take on new projects, pay suppliers, and grow with confidence.
If your business is growing faster than your cash flow, invoice finance can be the difference between turning down work and scaling up.
Improve cash flow in days, not months.
REFINANCE
Refinance for Better Terms, Better Cash Flow
Already have business finance in place but paying too much? Refinancing can reduce monthly payments, free up capital, or consolidate multiple agreements into one manageable payment.
If you’re based in Exeter and want to review your current arrangements, we’ll compare options across our lender panel and help you secure a deal that better suits your business today.
COMMERCIAL LOANS
Commercial Loans to Power Your Next Move
From business expansion to property refurbishment, commercial loans provide flexible funding for your next move.
We arrange both unsecured and secured commercial loans, with terms tailored to your business, whether you need fast access to capital or a longer-term solution.
Flexible funding from £5,000+
Do you want to know more about why our customers choose us?
Customised Financial Solutions:
Tailored to meet your business’s unique needs.
Personal Meetings:
Whenever possible, we meet face-to-face so you know you’re dealing with a person, not just a brand.
Trust and Transparency:
We build reliable relationships, avoid jargon, and keep you in the loop.
Exceptional Customer Service:
Our team goes above and beyond to exceed your expectations because we know that’s what you deserve.
Streamlined Financing:
Simplified processes to keep you focused on your business goals.
FAQs
How can I get commercial finance for my Exeter business?
If you run a business in Exeter, you can access commercial finance through a range of funding options such as business loans, asset finance, and invoice finance. These solutions can help improve cash flow, fund equipment purchases, or support expansion. Working with a local finance broker can speed up the process and help you compare lenders more effectively.
Who qualifies for commercial finance in Exeter?
Most Exeter businesses, from small start-ups to established companies, can apply for commercial finance. Lenders typically consider your sector, turnover, trading history, and credit profile. Even if your business is new or growing, there are often flexible options available.
How quickly can I arrange commercial finance in Exeter?
ATimescales vary, but many lenders can make a decision within a few days. In some cases, funding can be arranged within the same week for straightforward applications. Speed depends on the type of finance, the amount required, and how quickly documents can be reviewed. A broker can help keep things moving and reduce delays.
What types of commercial finance are available in Exeter?
Businesses in Exeter can choose from a variety of finance options, including asset finance, invoice finance, and commercial loans. Each is designed to support different goals, from equipment purchases to working capital and growth funding. The right solution depends on your business needs and cash flow.
Can start-ups access commercial finance in Exeter?
Yes, start-ups can access commercial finance. Many lenders support new businesses with funding to cover start-up costs, equipment, or early-stage growth. Even without a long trading history, there are options designed specifically for entrepreneurs and small business owners in Exeter.