Would You Like to Know More About Commerical Finance?
THE FINANCE FACTORY
We Find the Right Finance for Your Business, Whatever Your Size.
Looking for business finance in Bristol, Exeter, the South West or South Wales? The Finance Factory is your local commercial finance broker, connecting businesses with the funding they need to grow. From asset finance to invoice finance, we arrange tailored solutions from our panel of 150+ lenders.
ASSET FINANCE
Equip Your Business with Smart Asset Finance
Need new equipment, machinery, or vehicles? Asset finance lets you spread the cost while preserving your cash flow. Whether you're in construction, manufacturing, transport, or healthcare, we'll find competitive rates for the assets your business needs.
Funding available from £5,000
INVOICE FINANCE
Boost Your Cash Flow with Invoice Finance
Don't wait 30, 60, or 90 days to get paid. Invoice finance unlocks up to 90% of your outstanding invoices immediately, giving you the working capital to take on new projects, pay suppliers, and grow your business.
Improve cash flow in days, not months.
REFINANCE
Refinance for Better Terms, Better Cash Flow
Already have business finance but paying too much? Refinancing can reduce your monthly payments, free up capital, or consolidate multiple agreements into one manageable payment. Let's review your current arrangements and find you a better deal.
COMMERCIAL LOANS
Commercial Loans to Power Your Next Move
From business expansion to property refurbishment, commercial loans provide flexible funding for your growth plans. We arrange unsecured loans and secured loans, with terms tailored to your business.
Flexible funding from £5,000+
Do you want to know more about why our customers choose us?
Customised Financial Solutions:
Tailored to meet your business’s unique needs.
Personal Meetings:
Whenever possible, we meet face-to-face so you know you’re dealing with a person, not just a brand.
Trust and Transparency:
We build reliable relationships, avoid jargon, and keep you in the loop.
Exceptional Customer Service:
Our team goes above and beyond to exceed your expectations because we know that’s what you deserve.
Streamlined Financing:
Simplified processes to keep you focused on your business goals.
FAQs
How can I get commercial finance for my Bristol business?
If you run a business in Bristol, you can access commercial finance through a range of funding options such as business loans, asset finance, and invoice finance. These are designed to help you manage cash flow, invest in equipment, or support expansion. Working with a local finance broker can make the process quicker and ensure you’re matched with lenders who understand the Bristol business landscape.
Who qualifies for commercial finance in Bristol?
Most Bristol businesses, from small start-ups to established companies, can apply for commercial finance. Lenders usually look at factors such as your sector, turnover, trading history, and credit profile to find the most suitable funding solution for your circumstances. Even if your business is new or growing, there are flexible options available.
How quickly can I arrange commercial finance in Bristol?
Approval times vary, but many lenders can make a decision within a few days. Some even offer same-week funding for straightforward applications. The speed often depends on the type of finance you’re applying for, the size of the loan, and how quickly documents can be reviewed. A good broker will help you fast-track the process so you can access funds when you need them most.
What types of commercial finance are available in Bristol?
Businesses in Bristol can choose from a variety of finance options, including asset finance, invoice finance, and business loans. Each is designed to support different needs: asset finance helps with equipment purchases, invoice finance improves cash flow, and business loans provide flexible capital for growth. The right option depends on your goals and cash flow requirements.
Can start-ups access commercial finance in Bristol?
Yes, start-ups can absolutely access commercial finance. Many lenders and brokers specialise in helping new businesses secure funding to cover start-up costs, purchase equipment, or invest in early-stage growth. Even without a long trading history, there are options tailored to entrepreneurs and small business owners in Bristol.
How do I choose the right commercial finance option for my business?
The best way to find the right funding is to speak with an experienced broker who understands your sector. They can assess your business goals, compare offers from multiple lenders, and recommend a finance solution that suits your budget and growth plans. This ensures you’re not just choosing the cheapest option, but the one that genuinely supports your long-term goals.